Mumbai’s chaotic roads turn good cars into dent magnets—picking smart coverage keeps you moving without stress.
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Go beyond third-party liability
Mandatory but useless for your own repairs. Comprehensive with zero-dep replaces parts like new—no arguments over 50% depreciation on alloys. -
Essential add-ons for monsoon mayhem
Roadside assistance pulls you out of waterlogging; engine protect saves from hydro-lock. We’ve rescued clients during heavy Mumbai rains countless times. -
Check claim settlement ratio
Pick insurers above 95%—network garages matter for quick fixes. NCAP 5-star cars earn 10-15% premium discounts too. -
Bundle for family savings
Add bike insurance for siblings; loyalty discounts stack up after year two. Honest usage disclosure prevents claim headaches later.
Your family’s safety deserves coverage that matches Mumbai’s real driving challenges.
