2026 Insurance Changes: What Mumbai Policyholders Must Know

Regulations evolve fast—stay ahead of IRDAI’s big shifts coming from April 2026.

  • Cashless everywhere mandate
    No more network hospital limits—treatment anywhere, anytime without upfront payments.

  • Climate premium hikes
    Property rates up 15% from flood claims; cyber compulsory for ₹5 crore+ turnover businesses.

  • Digital policies only
    Paper ends; health sum insured must inflation-adjust annually for Mumbai’s rising costs.

  • POSP agent advantage
    We handle seamless transitions before renewal hikes—review your policy today.

Prepare now, save headaches later.

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